Vivio vs Bankin': why switch?
Bankin' focuses on budget by connecting your bank accounts. Vivio offers budget tracking PLUS 8 other modules without requiring access to your banking data.
What Bankin' does well
- •Direct connection to bank accounts
- •Automatic transaction categorisation
- •Smart alerts
What Vivio does better
- Budget + Meals + Travel + Planning + Sport in one place
- No access to your banking data required
- Data 100% in Europe, total privacy
- Complete wealth overview
Vivio vs Bankin'
Vivio price
Free, then from €4.99/month
Bankin' price
Free / €2.99/month
| Feature | Vivio | Bankin' |
|---|---|---|
| Expense tracking | Manual entry, statement import | Automatic, via bank access |
| No access to your bank accounts | ✓ | ✗ |
| Meal planning | ✓ | ✗ |
| Planner / calendar | ✓ | ✗ |
| Trip organisation | ✓ | ✗ |
| Workout tracking | ✓ | ✗ |
| Contact management | ✓ | ✗ |
| Shared household space | ✓ | ✗ |
| Data 100% in Europe | ✓ | ✓ |
| Links between modules | ✓ | ✗ |
| Net worth overview | ✓ | ✓ |
| Free plan | Free forever, all modules | Free (limited) |
Who should choose Vivio?
Users frustrated by fragmented apps
You are tired of switching between Bankin', a budget app, a calendar and a trip planner. Vivio centralises everything.
Families and couples
You want to share a meal plan, a shopping list and a calendar with your partner or family, without multiple subscriptions.
Privacy-conscious users
Your data is hosted in Europe, GDPR-compliant, and never sold on. The free plan shows ads; they go away as soon as you move to any paid plan.
Frequently asked questions
Does Vivio connect to my bank accounts?
No, and that is a deliberate choice. You enter your transactions yourself, or import your bank statement as CSV or Excel, and your fixed outgoings carry over from month to month as recurring transactions. Your banking credentials are therefore never shared with a third party. The trade-off: you pick the category for each expense — Vivio does not guess it.
Is Vivio as secure as Bankin'?
Vivio is hosted in Europe on GDPR-compliant servers. Your data is encrypted in transit (TLS), your password is never stored in plain text and two-factor authentication is available. Since Vivio does not access your bank accounts, the risk of compromising your financial data is structurally lower: there are simply no banking credentials to steal.
Can I import my Bankin' data into Vivio?
You can export your Bankin' data as CSV and import it into Vivio's Budget module. If a statement gives you trouble, write to us from inside the app: every message is read and answered.
Why choose Vivio if Bankin' categorises automatically?
Bankin's automatic categorisation is convenient, but Vivio offers much more: budget + weekly meals + family planning + travel + sport, all interconnected. If you only want automatic banking tracking, Bankin' is a good fit. If you want to centralise your entire life organisation, Vivio is the right choice.
Ready to switch from Bankin' to Vivio?
All 9 modules, free forever. And 150 Vivio AI credits a month instead of 20 for your first 15 days.